Have you have reached retirement age and are contemplating whether to retire or not? Are you torn between retiring to your golden years or continuing to work for a few more? Perhaps this article would shine a guiding light on you and help you in your decision.
How Old are You? If you are in the 55 to 65 age range, retirement will already seem attractive to you. Indeed, you should consider how old you are. We're not saying this is the time when your years may be numbered, but then again, you never know. Look at what you would still like to accomplish with those remaining years. Is it high time for you to travel the world? Or do you have any goals you wish to fulfill if it weren't for the daily grind of work? Perhaps it's time for you to set a time table for your retirement, as well as the goals you may want to accomplish in retirement.
Another age-related issue to consider is your 'actual age.' A person's actual age is a figure that determines how old his or her body really is. You may sometimes wonder why there are people who look about a decade or so younger than their biological age. That is because their bodies just MIGHT be that age, younger than the owner of the bodies are in Earth years. The aging process can be abetted...or harmed by lifestyle, diet, genetics and other issues. If you feel that your physical age is way beyond working, you may choose to retire.
Level of Health Has your health caused you to miss more than your fair share of work days? Or are you simply being made uncomfortable by the sundry health issues that come with aging? Before you resume work, you might want to get a general checkup from your doctor or any other health care specialist.
Family Family time is something that so many people contemplating retirement want to prioritize. Your retirement decision may be influenced by family, so give this some thought as well.
Cash Flow Are you in a good enough financial situation to justify your decision to retire for good? It is important to make sure that your retirement savings will suffice if and when you decide to hang it up, so don't quit your day job if your savings aren't up to speed yet. You also have to consider the fact that some retirement plans become more attractive if you retire later. But if you have saved up enough finances to tide you over those needs and enough to cover unexpected expenses such as medical fees, etc. as well as expenses for your planned vacation trips and other goals, you will want to retire early.
One last thing to consider would be the boredom that might result from your decision to retire, due to a lack of employment. So before you decide to walk out of your office for good, whistling a happy tune, ask your boss if he or she can offer you any part-time jobs that you could work on from home, such as consultancy jobs or if you are computer savvy, maybe a virtual assistant position.
How Old are You? If you are in the 55 to 65 age range, retirement will already seem attractive to you. Indeed, you should consider how old you are. We're not saying this is the time when your years may be numbered, but then again, you never know. Look at what you would still like to accomplish with those remaining years. Is it high time for you to travel the world? Or do you have any goals you wish to fulfill if it weren't for the daily grind of work? Perhaps it's time for you to set a time table for your retirement, as well as the goals you may want to accomplish in retirement.
Another age-related issue to consider is your 'actual age.' A person's actual age is a figure that determines how old his or her body really is. You may sometimes wonder why there are people who look about a decade or so younger than their biological age. That is because their bodies just MIGHT be that age, younger than the owner of the bodies are in Earth years. The aging process can be abetted...or harmed by lifestyle, diet, genetics and other issues. If you feel that your physical age is way beyond working, you may choose to retire.
Level of Health Has your health caused you to miss more than your fair share of work days? Or are you simply being made uncomfortable by the sundry health issues that come with aging? Before you resume work, you might want to get a general checkup from your doctor or any other health care specialist.
Family Family time is something that so many people contemplating retirement want to prioritize. Your retirement decision may be influenced by family, so give this some thought as well.
Cash Flow Are you in a good enough financial situation to justify your decision to retire for good? It is important to make sure that your retirement savings will suffice if and when you decide to hang it up, so don't quit your day job if your savings aren't up to speed yet. You also have to consider the fact that some retirement plans become more attractive if you retire later. But if you have saved up enough finances to tide you over those needs and enough to cover unexpected expenses such as medical fees, etc. as well as expenses for your planned vacation trips and other goals, you will want to retire early.
One last thing to consider would be the boredom that might result from your decision to retire, due to a lack of employment. So before you decide to walk out of your office for good, whistling a happy tune, ask your boss if he or she can offer you any part-time jobs that you could work on from home, such as consultancy jobs or if you are computer savvy, maybe a virtual assistant position.
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